Amex Platinum Card Military Benefits: The Credit Card That Recognizes and Rewards Active Duty Military and Veterans!

The American Express Platinum credit card is a premium credit card that offers a range of benefits and rewards for its cardholders. Some of the main features of the American Express Platinum card include:

  Membership Rewards program: Cardholders can earn points for their purchases that can be redeemed for a variety of rewards, including travel, gift cards, and merchandise.

  Access to airport lounges: Cardholders have access to the American Express Global Lounge Collection, which includes more than 1,300 airport lounges in over 120 countries.

  Hotel and travel benefits: Cardholders can take advantage of perks such as room upgrades, free nights, and credits at participating hotels, as well as credits towards eligible flights booked with American Express Travel.

  Entertainment benefits: Cardholders have access to exclusive events, pre-sale tickets, and other benefits through the American Express Entertainment program.

  Concierge service: The American Express Platinum card comes with a personal concierge service that can help with everything from making restaurant reservations to booking travel.

In addition to these standard benefits, the American Express Platinum card also offers military benefits for active duty military personnel, veterans, and military spouses. These benefits will be discussed in more detail in the following sections of the article.

Military benefits offered by the american express card

The American Express Platinum credit card recognizes the sacrifices and service of active duty military personnel, veterans, and military spouses by offering a range of military benefits. These benefits are designed to make it easier and more rewarding for military cardholders to use their credit card while also providing additional support and assistance. Some of the military benefits offered by the American Express Platinum card include:

  • Waived annual fee: The annual fee for the American Express Platinum card is normally $550, but active duty military personnel and their spouses are eligible to have the fee waived. This can save military cardholders hundreds of dollars per year.
  • Increased Membership Rewards points earning rate: Eligible purchases made by military cardholders earn extra points, which can be redeemed for a variety of rewards. This can help military cardholders earn rewards faster and get more value from their credit card.
  • Access to the American Express Military Service Center: Military cardholders have access to a dedicated team of professionals at the Military Service Center who can provide assistance with account management, travel planning, and other services.
  • Discounts on travel, entertainment, and shopping: Military cardholders can take advantage of discounts on travel, entertainment, and shopping through the American Express Platinum card. These discounts can help military cardholders save money on everyday expenses as well as special occasions.
  • Extra protection and assistance for deployed military personnel: American Express understands the unique challenges that deployed military personnel face, and offers additional assistance and protection to help them manage their credit card accounts while deployed. This can include things like temporarily suspending account activity or providing extra support to authorized users.

Eligibility for Military Benefits on the American Express Platinum Card: Active Duty Military, Veterans, and Military Spouses

Eligibility for military benefits on the American Express Platinum credit card is generally extended to active duty military personnel, veterans, and military spouses.

To qualify for the military benefits, individuals must be able to provide proof of their military status. This can typically be done by providing one of the following documents:

  • Military identification card
  • Military orders
  • DD Form 214 (Certificate of Release or Discharge from Active Duty)

How to verify military status for the card

To verify military status for the American Express Platinum card, individuals will need to provide a copy of one of the above documents to American Express. This can typically be done online or by mail. Once military status has been verified, individuals will be eligible to receive the military benefits offered by the card.

It’s important to note that the military benefits offered by the American Express Platinum card are only available to individuals who are able to provide proof of their military status. These benefits are not available to the general public.

Benefits of the AMEX Platinum card

  • Waived annual fee: The annual fee for the American Express Platinum card is normally $550, but active duty military personnel and their spouses are eligible to have the fee waived. This can save military cardholders hundreds of dollars per year.
  • Increased Membership Rewards points earning rate: Eligible purchases made by military cardholders earn extra points, which can be redeemed for a variety of rewards. This can help military cardholders earn rewards faster and get more value from their credit card.
  • Access to the American Express Military Service Center: Military cardholders have access to a dedicated team of professionals at the Military Service Center who can provide assistance with account management, travel planning, and other services.
  • Discounts on travel, entertainment, and shopping: Military cardholders can take advantage of discounts on travel, entertainment, and shopping through the American Express Platinum card. These discounts can help military cardholders save money on everyday expenses as well as special occasions.
  • Extra protection and assistance for deployed military personnel: American Express understands the unique challenges that deployed military personnel face, and offers additional assistance and protection to help them manage their credit card accounts while deployed. This can include things like temporarily suspending account activity or providing extra support to authorized users.

Comparison to other credit cards with military benefits

The American Express Platinum credit card is a premium card that offers military benefits to active duty military personnel, veterans, and military spouses. One of the main benefits of the American Express Platinum card for military card members is the waived annual fee for the first 12 months of card membership. This can save military card members hundreds of dollars per year. In comparison to other credit cards with military benefits, such as those offered by USAA and Navy Federal Credit Union, the American Express Platinum card’s annual fee is higher, but it also offers a more robust rewards program and additional benefits like access to the Military Service Center and extra protection and assistance for deployed military personnel.

Another military benefit offered by the American Express Platinum card is an increased Membership Rewards points earning rate for eligible purchases. This can help military card members earn rewards faster and get more value from their credit card. In addition to the increased rewards earning rate, military card members also have access to discounts on travel, entertainment, and shopping through the card.

Card members who are deployed military personnel may also be eligible for extra protection and assistance from the card issuer. This can include things like temporarily suspending account activity or providing extra support to authorized users. The card issuer is committed to complying with the Military Lending Act and providing additional support to service members during deployment.

Overall, the military benefits offered by the American Express Platinum card can provide valuable savings and rewards for military card members, as well as extra protection and assistance for deployed military personnel. Card members can receive a statement credit for the annual fee after they have received the military benefits for the first 12 months of card membership.

Conclusion

In conclusion, the American Express Platinum credit card offers a range of military benefits for active duty military personnel, veterans, and military spouses. These benefits include a waived annual fee for the first 12 months of card membership, an increased Membership Rewards points earning rate for eligible purchases, access to the Military Service Center, discounts on travel, entertainment, and shopping, and extra protection and assistance for deployed military personnel.

The American Express Platinum card’s military benefits can provide significant savings and rewards for military cardholders. The annual fee for the card is normally $550, but military cardholders can have the fee waived for the first 12 months of card membership. This can save military cardholders hundreds of dollars per year. Additionally, military cardholders can take advantage of the increased rewards earning rate and discounts on travel, entertainment, and shopping to get more value from their credit card.

Given the high annual fee and other costs associated with the American Express Platinum card, it may not be the best option for everyone. However, military personnel and veterans who are interested in a credit card with a range of rewards and benefits may want to consider the American Express Platinum card. It’s important to carefully review the terms and conditions of the card, as well as any fees that may apply, before applying.

In addition to the American Express Platinum card, military personnel and veterans may also want to consider other credit cards that offer military benefits. The Capital One® Platinum Military Credit Card, for example, has a lower annual fee of $0, but it also has a more limited rewards program. The USAA credit card and the Navy Federal Credit Union credit card are other options to consider, although they may have certain eligibility requirements.

Ultimately, the best credit card for military personnel and veterans will depend on their individual needs and preferences. It’s a good idea to compare the military benefits and other features of different credit cards to find the one that offers the most value. If you are a military member or veteran, be sure to check the back of your card for any military-specific offers or benefits. Some credit card issuers may also offer special promotions or discounts on annual membership fees or application fees for military personnel and veterans. For example, the Aspire Card from American Express has a $695 annual fee, but it also offers SCRA benefits and credits towards airline fees for military cardholders.

Is the American Express Platinum Card free for military members?

The American Express Platinum credit card has an annual fee of $550, but active duty military personnel and their spouses are eligible to have the fee waived for the first 12 months of card membership. This means that military cardholders can get the American Express Platinum card for free for the first year of card membership. After the first 12 months, military cardholders will be responsible for paying the annual fee unless they cancel the card or otherwise have the fee waived.

It’s important to note that the American Express Platinum card is not free for everyone. Only active duty military personnel and their spouses are eligible to have the annual fee waived for the first 12 months of card membership. Other cardholders will be responsible for paying the annual fee. It’s also important to be aware that the American Express Platinum card has other fees, such as foreign transaction fees, that may apply in certain situations. Military cardholders should carefully review the terms and conditions of the card to understand all fees and costs associated with the card.

How do active duty military members get their annual fee waived?

To have the annual fee waived on the American Express Platinum credit card, active duty military personnel and their spouses will need to provide proof of their military status to American Express. This can typically be done by providing a copy of a military identification card, military orders, or DD Form 214 (Certificate of Release or Discharge from Active Duty).

Once military status has been verified, active duty military personnel and their spouses will be eligible to have the annual fee waived for the first 12 months of card membership. This benefit will automatically be applied to the account, and military cardholders will not be responsible for paying the annual fee for the first year.

It’s important to note that the annual fee waiver for active duty military personnel and their spouses is only available for the first 12 months of card membership. After the first 12 months, military cardholders will be responsible for paying the annual fee unless they cancel the card or otherwise have the fee waived. Military cardholders should carefully review the terms and conditions of the card to understand all fees and costs associated with the card.

What credit score do you need for the Amex Platinum card?

The American Express Platinum credit card is a premium credit card that is designed for individuals with excellent credit. To be approved for the American Express Platinum card, you will typically need to have a credit score of at least 720, although some applicants may be approved with a lower score.

It’s important to note that credit score requirements can vary depending on the individual circumstances of the applicant, such as their income, credit history, and other factors. American Express does not disclose a specific credit score requirement for the Platinum card, so it’s possible that some applicants with lower credit scores may still be approved for the card. However, applicants with higher credit scores are generally more likely to be approved and may also receive more favorable terms, such as a lower interest rate.

If you are considering applying for the American Express Platinum card, it’s a good idea to review your credit score and credit report to understand your chances of approval. You can request a copy of your credit report from the major credit bureaus for free once per year. If you find any errors or negative information on your credit report, it’s important to address them before applying for the card to improve your chances of approval.

When should you apply for the Amex Platinum?

There is no “best” time to apply for the American Express Platinum credit card, as it can depend on your individual circumstances and financial goals. However, here are a few things to consider when deciding when to apply for the card:

  • Credit score: If you have a high credit score, you may have a better chance of being approved for the American Express Platinum card and receiving more favorable terms. If you are working to improve your credit score, it may be a good idea to wait until your score is higher before applying for the card.
  • Current credit card offers: American Express Platinum card offers and benefits can vary over time. If you are interested in the card, it may be a good idea to review the current offers and benefits to see if they meet your needs and goals.
  • Travel plans: If you have upcoming travel plans, the American Express Platinum card’s travel benefits, such as access to airport lounges and credits towards eligible flights booked with American Express Travel, may be more valuable to you. It may be a good idea to apply for the card before making any travel arrangements to take advantage of these benefits.
  • Annual fee: The annual fee for the American Express Platinum card is $550. If you are planning to apply for the card, it’s a good idea to consider whether the card’s benefits and rewards justify the annual fee. If you are unsure, you may want to wait until you are confident that the card is a good fit for you before applying.

Ultimately, the best time to apply for the American Express Platinum card will depend on your individual circumstances and financial goals. It’s a good idea to review your credit score, current credit card offers, and travel plans before making a decision.

Do You Need to Be 21 for the American Express Platinum Card?

In order to apply for the American Express Platinum credit card, you must be at least 18 years old. However, if you are under the age of 21, you will need to provide proof of income or have a co-signer to be approved for the card. This is because the Credit Card Act of 2009 requires credit card issuers to ensure that young adults under the age of 21 have the ability to make the minimum payments on their credit card accounts.

If you are under the age of 21 and want to apply for the American Express Platinum card, you will need to provide proof of income, such as a pay stub or tax return, to show that you have the ability to make the minimum payments on the card. If you do not have enough income to qualify for the card on your own, you can have a co-signer, such as a parent or guardian, sign the credit card application with you. The co-signer will be responsible for the account if you are unable to make the minimum payments.

It’s important to note that even if you are over the age of 21, you may still need to provide proof of income or have a co-signer to be approved for the American Express Platinum card. Credit card approval is based on a variety of factors, including your credit score, credit history, and income. If you are unsure of your chances of approval, it may be a good idea to review your credit score and credit report before applying for the card.

Is Amex Platinum’s $695 Annual Fee Worth It?

The American Express Platinum credit card has an annual fee of $695, which is higher than many other credit cards. Whether the annual fee is worth it will depend on your individual circumstances and financial goals. Here are a few things to consider when deciding whether the annual fee is worth it:

  • Benefits and rewards: The American Express Platinum card offers a range of benefits and rewards, including access to airport lounges, credits towards eligible flights booked with American Express Travel, and an increased Membership Rewards points earning rate for eligible purchases. If you are able to take advantage of these benefits and rewards, the annual fee may be worth it.
  • Travel plans: If you have upcoming travel plans, the American Express Platinum card’s travel benefits, such as access to airport lounges and credits towards eligible flights booked with American Express Travel, may be more valuable to you. If you are planning to travel frequently and think you will be able to use these benefits to offset the annual fee, the card may be worth it.
  • Credit score: If you have a high credit score, you may be able to get more value out of the American Express Platinum card by receiving a lower interest rate and other favorable terms. This can help offset the annual fee and make the card more worthwhile.

Ultimately, whether the American Express Platinum card’s annual fee is worth it will depend on your individual circumstances and financial goals. It’s a good idea to carefully review the benefits and rewards of the card, as well as any fees or costs associated with it, to determine if it is a good fit for you.

How Hard is it to Get the American Express Platinum?

The American Express Platinum credit card is a premium credit card that is designed for individuals with excellent credit. In order to be approved for this card, you will typically need to have a credit score of at least 720, although some applicants with a lower score may still be approved. American Express may also consider other factors, such as your income, credit history, and debt-to-income ratio, when evaluating your application for the Platinum card. If you are under the age of 21, you may need to provide proof of income or have a co-signer in order to be approved for the American Express Platinum card, as required by the Credit Card Act of 2009.

Getting the American Express Platinum card can be somewhat challenging, particularly if you have a lower credit score or limited credit history. However, if you have excellent credit and a strong financial profile, you may have a good chance of being approved for the card. The card comes with a $695 annual fee, which may be waived for active duty military personnel and their spouses during the first 12 months of card membership. If you are interested in the American Express Platinum card, it’s a good idea to review your credit score and credit report to understand your chances of approval and any fees or costs associated with the card, including the Servicemembers Civil Relief Act.

Is Amex Platinum still free for military?

Military personnel and their spouses can get the American Express Platinum credit card for free for the first 12 months of card membership, as the annual fee is waived for active duty military during this time. After the first year, military cardholders will be responsible for paying the annual fee unless they cancel the card or otherwise have the fee waived. It’s important to note that the annual fee waiver for active duty military personnel and their spouses is only available for the first 12 months of card membership. Military cardholders should carefully review the terms and conditions of the card to understand all fees and costs associated with the card, including any additional fees that may be incurred when using the card to book travel with American Express Travel or to access other card products.

If you are a military member who has been called to active duty, you may also be eligible for additional benefits under the Servicemembers Civil Relief Act, such as a reduced annual percentage rate on your credit card account. Be sure to review the provisions of this act and discuss any available benefits with American Express to ensure that you are getting the most out of your Platinum card. Additionally, the American Express Platinum card offers a $200 airline fee credit each calendar year, which can help offset the cost of annual fees for military cardholders.